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Boating Season Is Here: Why You Should Look at Your Insurance Policy

temporary boat insurance

As the weather warms, more people are getting outdoors and enjoying the pleasant days. Taking your boat on the water is now easier without ice and cold winds making the adventure difficult. However, if you let a friend borrow your boat, you should look into temporary boat insurance.

Insurance Evaluation

The start of the boating season is a great time to evaluate your policy. Even if you have the same boat as last year, you may want to decrease coverage, add coverage or raise your deductible. Buying a new boat also necessitates an insurance review. While checking the policy, see what it states about those borrowing your boat. If you are not the driver, the boat may not be covered.

Additional Coverage

If you do plan to regularly allow others to drive your boat, an umbrella insurance policy can provide the additional coverage you need. While it may seem more costly upfront, the additional cost is offset in the event a lawsuit happens. Often the insurance covers multiple vessels and other recreational vehicles such as ATVs. Review your boating insurance policy to see if you need to add temporary boat insurance for friends and family members borrowing your boat. One accident can cause financial and legal problems for you if they are not covered. Don’t ruin the fun of the season by protecting yourself before they hit the water.

If you do plan to regularly allow others to drive your boat, an umbrella insurance policy can provide the additional coverage you need. While it may seem more costly upfront, the additional cost is offset in the event a lawsuit happens. Often the insurance covers multiple vessels and other recreational vehicles such as ATVs. Review your boating insurance policy to see if you need to add temporary boat insurance for friends and family members borrowing your boat. One accident can cause financial and legal problems for you if they are not covered. Don’t ruin the fun of the season by protecting yourself before they hit the water.