If you sail your vessel in hurricane-prone areas, you need to prepare for possible storms. There are many considerations to address regarding your yacht storm plan.
Prepare Before a Storm
Create a comprehensive strategy in advance.
- Understand your insurance coverage. Contact your agent to discuss which protections your policy provides and which it excludes regarding hurricanes.
- Know the required course of action. There may be specific steps you must follow to validate claims.
- Learn what requirements your marina’s insurance dictates as well. Some policies require you to haul your boat before the storm.
- Coordinate in advance where you will store your boat.
- Secure all legal documents.
- Have the necessary emergency equipment and ensure all elements are functional.
- Detail your boat’s inventory with a video camera.
- Make a list of items you must remove before a storm.
Enact Your Yacht Storm Plan During a Watch
When there is an active hurricane watch, take the following steps:
- Monitor storm status updates.
- Ensure the rigging is strong for anchored yachts.
- Equip docked yachts with more lines to handle high water levels.
- Leave your vessel once you have properly secured it.
Inspect Your Yacht After a Storm
When the hurricane has passed, take steps to protect your craft and prevent potential problems:
- Examine your boat for any damage.
- Contact your insurance agent.
- Take photos of elements that require repair.
- Detail the affected areas of your yacht to include in your insurance claim.
Taking the time to create a detailed plan for possible storms reduces your risks and minimizes the potential for damage.